Our #CentsAbility Challenge
My dad has a lot of sense when it comes to money. He can tell you with acute clarity how much my folks have in savings, investments and the cost of running the house.
I somehow did not inherit this trait in terms of good money practice and how to save.
This is why when Manulife put out the call to try a #CentsAbility Challenge for the month of October, I was 100% totally and completely IN.
We are solid in terms of putting money aside for savings like our kids RESP and for our RRSP, but I do find myself too often surprised and asking, “where exactly did the money go?”
The #CentsAbility challenge is setting us on the right path of planning before we go out and stopping the purchase of the “Impulse Buy” in order to take back the money we work so hard to make.
But for us…there is a catch.
We had the opportunity to go to Tanzania last month to climb Mt. Kilimanjaro as our way of celebrating the milestones we have met this year (10th Anniversary & 40th Birthday).
We booked our trip through Intrepid Travel (who I personally adore) and because it was important to us to do something more than just go, we got connected with the Intrepid Foundation right before we left.
The Intrepid Foundation is a not-for-profit fund that helps travelers give back to the communities they visit. They are supported by Intrepid Travel, Geckos Adventures and Peregrine Adventures which means all the admin costs for the fund are covered by those companies. They also match donations dollar for dollar which for me, and this #CentsAbility challenge, makes my heart sing.
The Intrepid Foundation introduced us to the Kiliproject.org which promotes education opportunities within the Kilimanjaro area. We have a #TeamPowell fundraising campaign going (again the match people, take advantage of the match!) and plan to keep it a continued goal in our world moving forward.
You see, when we were on the trip, I had an opportunity to get to know our guides (6 days hiking on a mountain can help with that!) local villagers, children, and “business owners.” I learned about costs of living, costs of education, gas, healthcare, retirement… for them it was “what is retirement?” not “when is retirement?”.
If you ever want to get a hard knock perspective on your life compared to what life could be like in another country, check out If it were my home. It provided us a serious look at how vast life is different between Canada and Tanzania. Tanzanian’s average YEARLY salary is about $1,400.
When we came home to our bungalow in Toronto, it felt like it was a palatial mansion. The clothes in our closet, the toys, everything just made me kind of grossed out.
We just have SO MUCH STUFF and it suddenly felt like we could easily do without much of it, if it means providing dollars that can change someone’s year over in Tanzania.
So our goal in the #CentsAbility challenge is to pull back as much as possible to help raise those much needed dollars for KiliProject.org. We are totally game in ways in which we can do this and are watching all the #CentsAbility challengers to find ways we can help make a difference.